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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">tal</journal-id><journal-title-group><journal-title xml:lang="ru">Теоретическая и прикладная юриспруденция</journal-title><trans-title-group xml:lang="en"><trans-title>Theoretical and Applied Law</trans-title></trans-title-group></journal-title-group><issn pub-type="epub">3034-2813</issn><publisher><publisher-name>СЗИУ РАНХиГС</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.22394/2686-7834-2022-2-70-74</article-id><article-id custom-type="elpub" pub-id-type="custom">tal-182</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>СТАТЬИ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ARTICLES</subject></subj-group></article-categories><title-group><article-title>Защита слабой стороны банковского договора в условиях использования сторонами смарт-контракта</article-title><trans-title-group xml:lang="en"><trans-title>Protection of the Weak Party of the Banking Contract in the Case of Using Smart Contract</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Волос</surname><given-names>Е. П.</given-names></name><name name-style="western" xml:lang="en"><surname>Volos</surname><given-names>E. P.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Волос Екатерина Павловна, старший преподаватель; магистр права (Масариков университет (Чехия))</p><p>Москва</p></bio><bio xml:lang="en"><p>Ekaterina P. Volos, Senior Lecturer; Master of Laws (Masaryk University (Czech Republic))</p><p>Moscow</p></bio><email xlink:type="simple">e.ryauzova@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>ЧОУ ВО «МУ им. С. Ю. Витте»</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Moscow Witte University</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2022</year></pub-date><pub-date pub-type="epub"><day>07</day><month>07</month><year>2022</year></pub-date><volume>0</volume><issue>2</issue><fpage>70</fpage><lpage>74</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Волос Е.П., 2022</copyright-statement><copyright-year>2022</copyright-year><copyright-holder xml:lang="ru">Волос Е.П.</copyright-holder><copyright-holder xml:lang="en">Volos E.P.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.taljournal.ru/jour/article/view/182">https://www.taljournal.ru/jour/article/view/182</self-uri><abstract><p>Статья посвящена особенностям защиты слабой стороны в ситуации использования сторонами банковского договора технологии ≪смарт-контракт≫ с точки зрения российской и зарубежной доктрины. Автором предлагаются точечные изменения и дополнения в действующее регулирование и сложившуюся судебную практику при неизменности общих принципов законодательства.</p></abstract><trans-abstract xml:lang="en"><p>The article is devoted to the features of protection the weak party in the situation when the parties to the banking agreement use the “smart contract” technology from the point of view of Russian and foreign doctrine. The author proposes particular changes and additions to the current regulation and the established judicial practice, while the general principles of legislation remain unchanged.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>слабая сторона</kwd><kwd>смарт-контракт</kwd><kwd>банковский договор</kwd><kwd>блокчейн</kwd><kwd>потребитель</kwd></kwd-group><kwd-group xml:lang="en"><kwd>the weak party</kwd><kwd>smart contract</kwd><kwd>banking contract</kwd><kwd>blockchain</kwd><kwd>consumer</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Ахмедов А. Я., Волос А. А., Волос Е. П. Концепция правового регулирования отношений, осложненных использованием смарт-контрактов // М.: Проспект, 2021. 224 с.</mixed-citation><mixed-citation xml:lang="en">Akhmedov, A. Ya., Volos, A. A., Volos, E. P. 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